March is Colorectal Cancer Awareness Month. According to the World Health Organization, colorectal cancer is the third most common cancer worldwide, accounting for approximately 10% of all cancer cases, and it is the second leading cause of cancer-related deaths globally. For many years, concerns about… [Read more]
Gum Disease and Chronic Illness Go Hand in Hand – What can you do?
Most people think that visiting their dentist every 6 months just helps keep your gums and teeth healthy; however, seeing your dentist is much more important than that. Chronic disease, like diabetes, can affect your oral health and conversely, dental issues can be indicative of… [Read more]
Coordinating Medicare with Group Health Plans
If you have Medicare and other group health insurance through your employer. each type of coverage is called a “payer.” When there’s more than one payer, Medicare’s coordination of benefit rules decide who pays first. The “primary payer” pays what it owes on your bills… [Read more]
Reduced Employer Shared Responsibility Penalties for 2025
Under the Affordable Care Act (ACA), if you are an “applicable large employer” (ALE), there are two key things you need to know this time of year: First, if you do not offer at least 95% of your full-time employees health coverage that qualifies as… [Read more]
New Health and Welfare Benefit Limits for 2024
The IRS has released the 2024 limits for certain employee benefit plans and the dollar amounts used for certain nondiscrimination testing. Health Flexible Spending Accounts. The 2024 limit for employee contributions to health flexible spending accounts will increase to $3,200. If a cafeteria plan permits the carryover… [Read more]